2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Senior Care & Assisted Living Costs in Lafayette, LA

2026 monthly care rates for Lafayette (Lafayette County), local Census affordability metrics, and 8 CMS-certified care facilities.

Assisted Living🏠
$4,790/mo
$57,480/yr
-23% vs U.S. avg
Memory Care🧠
$5,840/mo
$70,080/yr
-23% vs U.S. avg
In-Home Care🤝
$27.07/hr
$5,160/mo (44h/wk)
-23% vs U.S. avg
Nursing Home (Semi)🏥
$7,410/mo
Private: $8,350/mo
-23% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$4,790/mo
Memory Care$5,840/mo
Home Care$27.07/hr
Nursing Semi$7,410/mo
Nursing Priv$8,350/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $218k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Lafayette, LA

40.8 hrs/wk Break-even threshold

At Lafayette, LA's average caregiver rate of $27.07/hr, hiring in-home care equals the $4,790/mo cost of Assisted Living at exactly 40.8 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.8 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,346/mo

Saves $2,444/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$5,161 vs. $4,790/mo

Full-time home care costs $371/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$9,384/mo

Assisted Living saves $4,594/mo; Memory Care averages $5,840/mo.

Lafayette vs. Louisiana & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Lafayette County economic indicators.

Lafayette, LA$4,790/mo
Louisiana State Average$4,650/mo
U.S. National Median$6,200/mo

Lafayette County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $67,660/yr ($5,638/mo)
Median Home Value $234,200
Median Gross Rent $1,022/mo
Louisiana Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Lafayette, LA

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Amelia Manor Nursing Home
903 Center Street, Lafayette, LA 70501 • 3372347331
151 Certified Beds For profit - Corporation CCN: 195469
4/5 CMS Rating
Courtyard Manor Nurse Care Center & Assisted Liv
306 Sydney Martin Road, Lafayette, LA 70507 • 3372373940
92 Certified Beds For profit - Limited Liability company CCN: 195606
4/5 CMS Rating
Louisiana Extended Care Hospital Of Lafayette
2810 Ambassador Caffery Parkway, 5Th Floor, Lafayette, LA 70506 • 3372898180
28 Certified Beds For profit - Limited Liability company CCN: 195639
3/5 CMS Rating
Lady Of The Oaks Retirement Manor
1005 Eraste Landry Road, Lafayette, LA 70506 • 3372326370
137 Certified Beds For profit - Limited Liability company CCN: 195633
2/5 CMS Rating
Maison De Lafayette
2707 Kaliste Saloom Road, Lafayette, LA 70508 • 3379812258
189 Certified Beds For profit - Limited Liability company CCN: 195365
1/5 CMS Rating
Camelot Rehabilitation At Magnolia Park
1511 Dulles Drive, Lafayette, LA 70506 • 3372160950
160 Certified Beds For profit - Limited Liability company CCN: 195573
1/5 CMS Rating
Cornerstone At The Ranch
103 West Martial Ave, Lafayette, LA 70506 • 3379815335
148 Certified Beds For profit - Limited Liability company CCN: 195565
1/5 CMS Rating
River Oaks Retirement Manor
2500 E. Simcoe Street, Lafayette, LA 70501 • 3372337115
100 Certified Beds For profit - Partnership CCN: 195502
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Lafayette

The estimated median cost of assisted living in Lafayette, LA is $4,790 per month ($57,480 per year), adjusted for Lafayette County housing and income data.
A semi-private room in a skilled nursing facility in Lafayette averages $7,410 per month, while a private room averages $8,350 per month.
In-home caregiver services in Lafayette, LA average $27.07 per hour, or roughly $5,160 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Louisiana is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Louisiana Cities

Scott, LA $4,790/mo Carencro, LA $4,790/mo Breaux Bridge, LA $4,610/mo Broussard, LA $4,790/mo Youngsville, LA $4,790/mo Milton, LA $4,790/mo Duson, LA $4,790/mo Sunset, LA $4,610/mo Cade, LA $4,610/mo Arnaudville, LA $4,610/mo Saint Martinville, LA $4,610/mo Cecilia, LA $4,610/mo