2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
🔍
Home › Indiana › Fort Wayne, IN

Senior Care & Assisted Living Costs in Fort Wayne, IN

2026 monthly care rates for Fort Wayne (Allen County), local Census affordability metrics, and 26 CMS-certified care facilities.

Assisted Living🏠
$4,710/mo
$56,520/yr
-24% vs U.S. avg
Memory Care🧠
$5,750/mo
$69,000/yr
-24% vs U.S. avg
In-Home Care🤝
$26.57/hr
$5,070/mo (44h/wk)
-24% vs U.S. avg
Nursing Home (Semi)🏥
$7,270/mo
Private: $8,200/mo
-24% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$4,710/mo
Memory Care$5,750/mo
Home Care$26.57/hr
Nursing Semi$7,270/mo
Nursing Priv$8,200/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $181k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Fort Wayne, IN

40.9 hrs/wk Break-even threshold

At Fort Wayne, IN's average caregiver rate of $26.57/hr, hiring in-home care equals the $4,710/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,303/mo

Saves $2,407/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$5,066 vs. $4,710/mo

Full-time home care costs $356/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$9,210/mo

Assisted Living saves $4,500/mo; Memory Care averages $5,750/mo.

Fort Wayne vs. Indiana & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Allen County economic indicators.

Fort Wayne, IN$4,710/mo
Indiana State Average$4,910/mo
U.S. National Median$6,200/mo

Allen County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $68,839/yr ($5,737/mo)
Median Home Value $194,300
Median Gross Rent $976/mo
Indiana Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Fort Wayne, IN

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Heritage Park
2001 Hobson Rd, Fort Wayne, IN 46805 • 2604849557
180 Certified Beds For profit - Corporation CCN: 155095
5/5 CMS Rating
Coventry Meadows
7843 W Jefferson Blvd, Fort Wayne, IN 46804 • 2604324848
150 Certified Beds For profit - Corporation CCN: 155756
5/5 CMS Rating
Canterbury Nursing And Rehabilitation Center
2827 Northgate Blvd, Fort Wayne, IN 46835 • 2604921400
142 Certified Beds For profit - Corporation CCN: 155656
5/5 CMS Rating
Ashton Creek Health And Rehabilitation Center
4111 Park Place Drive, Fort Wayne, IN 46845 • 2603732111
139 Certified Beds Non profit - Other CCN: 155798
5/5 CMS Rating
Life Care Center Of Fort Wayne
1649 Spy Run Avenue, Fort Wayne, IN 46805 • 2604228520
115 Certified Beds For profit - Corporation CCN: 155266
5/5 CMS Rating
Bethlehem Woods Nursing And Rehabilitation
4430 Elsdale Dr, Fort Wayne, IN 46835 • 2604858157
90 Certified Beds For profit - Corporation CCN: 155679
5/5 CMS Rating
Lutheran Life Villages
9802 Coldwater Road, Fort Wayne, IN 46825 • 2604690600
84 Certified Beds Non profit - Corporation CCN: 155800
5/5 CMS Rating
Majestic Care Of Fort Wayne
7519 Winchester Rd, Fort Wayne, IN 46819 • 2607477435
70 Certified Beds For profit - Corporation CCN: 155359
5/5 CMS Rating
Heritage Pointe Of Fort Wayne
5250 Heritage Parkway, Fort Wayne, IN 46835 • 2602096279
68 Certified Beds Government - County CCN: 155828
5/5 CMS Rating
Englewood Health & Rehabilitation Center
2237 Engle Rd, Fort Wayne, IN 46809 • 2607472353
64 Certified Beds Non profit - Corporation CCN: 155654
5/5 CMS Rating
Summit City Nursing And Rehabilitation
2940 N Clinton St, Fort Wayne, IN 46805 • 2604840602
63 Certified Beds For profit - Corporation CCN: 155159
5/5 CMS Rating
Towne House Retirement Community
2209 St Joe Center Rd, Fort Wayne, IN 46825 • 2604833116
32 Certified Beds Non profit - Corporation CCN: 155475
5/5 CMS Rating
Fort Wayne Health Campus
6701 S Anthony Blvd, Fort Wayne, IN 46816 • 2604471591
120 Certified Beds Non profit - Corporation CCN: 155586
4/5 CMS Rating
Golden Years Homestead
3136 Goeglein Rd, Fort Wayne, IN 46815 • 2607499655
111 Certified Beds Non profit - Corporation CCN: 155755
4/5 CMS Rating
Majestic Care Of West Allen
6050 S Cr 800 E 92, Fort Wayne, IN 46814 • 2606253545
96 Certified Beds For profit - Corporation CCN: 155322
4/5 CMS Rating
Sage Bluff Health And Rehab Center
4180 Sage Bluff Crossing, Fort Wayne, IN 46804 • 2604437300
84 Certified Beds For profit - Corporation CCN: 155827
4/5 CMS Rating
Waters Of Fort Wayne Skilled Nursing Facility, The
5544 E State Blvd, Fort Wayne, IN 46815 • 2607499506
77 Certified Beds For profit - Corporation CCN: 155321
4/5 CMS Rating
Saint Anne Home
1900 Randallia Dr, Fort Wayne, IN 46805 • 2604845555
166 Certified Beds Non profit - Church related CCN: 155349
3/5 CMS Rating
Kingston Health Center Of Fort Wayne
1010 W Washington Center Rd, Fort Wayne, IN 46825 • 2604892552
137 Certified Beds For profit - Corporation CCN: 155479
3/5 CMS Rating
Glenbrook Rehabilitation & Skilled Nursing Center
3811 Parnell Ave, Fort Wayne, IN 46805 • 2604824651
82 Certified Beds For profit - Corporation CCN: 155176
3/5 CMS Rating
Byron Health Center
1661 Beacon Street, Fort Wayne, IN 46805 • 2606373166
120 Certified Beds Non profit - Other CCN: 155364
2/5 CMS Rating
Celebrate Senior Living Of Fort Wayne
3420 East State Blvd, Fort Wayne, IN 46805 • 2602066075
118 Certified Beds For profit - Limited Liability company CCN: 155255
2/5 CMS Rating
University Park Rehabilitation And Healthcare
1400 Medical Park Dr, Fort Wayne, IN 46825 • 2604841558
104 Certified Beds Non profit - Corporation CCN: 155567
2/5 CMS Rating
Majestic Care Of Jefferson Pointe
5700 Wilkie Dr, Fort Wayne, IN 46804 • 2604327556
135 Certified Beds For profit - Corporation CCN: 155446
1/5 CMS Rating
Grey Stone Health And Rehabilitation Center
10445 Dupont Oaks Blvd, Fort Wayne, IN 46845 • 2604714770
100 Certified Beds For profit - Limited Liability company CCN: 155809
1/5 CMS Rating
Chateau Rehabilitation And Healthcare Center
6006 Brandy Chase Cove, Fort Wayne, IN 46815 • 2604863001
99 Certified Beds For profit - Corporation CCN: 155249
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Fort Wayne

The estimated median cost of assisted living in Fort Wayne, IN is $4,710 per month ($56,520 per year), adjusted for Allen County housing and income data.
A semi-private room in a skilled nursing facility in Fort Wayne averages $7,270 per month, while a private room averages $8,200 per month.
In-home caregiver services in Fort Wayne, IN average $26.57 per hour, or roughly $5,070 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Indiana is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Indiana Cities

New Haven, IN $4,710/mo Yoder, IN $4,710/mo Arcola, IN $4,710/mo Huntertown, IN $4,710/mo Hoagland, IN $4,710/mo Leo, IN $4,710/mo Ossian, IN $4,360/mo Zanesville, IN $4,710/mo Laotto, IN $4,340/mo Grabill, IN $4,710/mo Uniondale, IN $4,360/mo Roanoke, IN $4,340/mo