2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Rome, GA

2026 monthly care rates for Rome (Floyd County), local Census affordability metrics, and 8 CMS-certified care facilities.

Assisted Living🏠
$4,500/mo
$54,000/yr
-27% vs U.S. avg
Memory Care🧠
$5,490/mo
$65,880/yr
-27% vs U.S. avg
In-Home Care🤝
$25.42/hr
$4,850/mo (44h/wk)
-27% vs U.S. avg
Nursing Home (Semi)🏥
$6,960/mo
Private: $7,840/mo
-27% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$4,500/mo
Memory Care$5,490/mo
Home Care$25.42/hr
Nursing Semi$6,960/mo
Nursing Priv$7,840/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $181k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Rome, GA

40.9 hrs/wk Break-even threshold

At Rome, GA's average caregiver rate of $25.42/hr, hiring in-home care equals the $4,500/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,203/mo

Saves $2,297/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$4,846 vs. $4,500/mo

Full-time home care costs $346/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$8,812/mo

Assisted Living saves $4,312/mo; Memory Care averages $5,490/mo.

Rome vs. Georgia & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Floyd County economic indicators.

Rome, GA$4,500/mo
Georgia State Average$5,880/mo
U.S. National Median$6,200/mo

Floyd County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $62,540/yr ($5,212/mo)
Median Home Value $194,100
Median Gross Rent $971/mo
Georgia Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Rome, GA

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Magnolia Place Nursing And Rehabilitation
500 Eagle Lake Trail, Rome, GA 30165 • 7067283600
34 Certified Beds Non profit - Corporation CCN: 115774
5/5 CMS Rating
Evergreen Health And Rehabilitation Center
139 Moran Lake Road, Ne, Rome, GA 30161 • 7063783383
100 Certified Beds For profit - Limited Liability company CCN: 115720
4/5 CMS Rating
Harborview Rome
1345 Redmond Circle, Rome, GA 30165 • 7062348281
100 Certified Beds For profit - Limited Liability company CCN: 115363
4/5 CMS Rating
Winthrop Health And Rehabilitation
12 Chateau Drive, Rome, GA 30161 • 7062351422
80 Certified Beds Non profit - Other CCN: 115395
4/5 CMS Rating
Etowah Landing
809 South Broad Street, Rome, GA 30161 • 7062351337
100 Certified Beds For profit - Individual CCN: 115348
3/5 CMS Rating
Pruitthealth - Rome
2 Three Mile Road Ne, Rome, GA 30165 • 7062366002
100 Certified Beds For profit - Limited Liability company CCN: 115719
2/5 CMS Rating
Chulio Hills Health And Rehab
1170 Chulio Road, Rome, GA 30161 • 7062351132
100 Certified Beds For profit - Limited Liability company CCN: 115287
1/5 CMS Rating
Fifth Avenue Health Care
505 North Fifth Avenue, Rome, GA 30165 • 7062910521
100 Certified Beds For profit - Corporation CCN: 115319
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Rome

The estimated median cost of assisted living in Rome, GA is $4,500 per month ($54,000 per year), adjusted for Floyd County housing and income data.
A semi-private room in a skilled nursing facility in Rome averages $6,960 per month, while a private room averages $7,840 per month.
In-home caregiver services in Rome, GA average $25.42 per hour, or roughly $4,850 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Georgia is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Georgia Cities