2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Orlando, FL

2026 monthly care rates for Orlando (Brevard County), local Census affordability metrics, and 21 CMS-certified care facilities.

Assisted Living🏠
$6,210/mo
$74,520/yr
≈ U.S. average
Memory Care🧠
$7,580/mo
$90,960/yr
≈ U.S. average
In-Home Care🤝
$35.05/hr
$6,680/mo (44h/wk)
≈ U.S. average
Nursing Home (Semi)🏥
$9,600/mo
Private: $10,810/mo
≈ U.S. average

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$6,210/mo
Memory Care$7,580/mo
Home Care$35.05/hr
Nursing Semi$9,600/mo
Nursing Priv$10,810/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $283k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Orlando, FL

40.9 hrs/wk Break-even threshold

At Orlando, FL's average caregiver rate of $35.05/hr, hiring in-home care equals the $6,210/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$3,037/mo

Saves $3,173/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$6,682 vs. $6,210/mo

Full-time home care costs $472/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$12,150/mo

Assisted Living saves $5,940/mo; Memory Care averages $7,580/mo.

Orlando vs. Florida & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Brevard County economic indicators.

Orlando, FL$6,210/mo
Florida State Average$6,340/mo
U.S. National Median$6,200/mo

Brevard County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $75,817/yr ($6,318/mo)
Median Home Value $304,400
Median Gross Rent $1,456/mo
Florida Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Orlando, FL

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Solaris Healthcare Windermere
4875 Cason Cove Drive, Orlando, FL 32811 • 4074202090
120 Certified Beds Non profit - Corporation CCN: 105960
5/5 CMS Rating
South Orange Health And Rehabilitation Center
1730 Lucerne Terrace, Orlando, FL 32806 • 4074231612
115 Certified Beds For profit - Limited Liability company CCN: 105546
5/5 CMS Rating
Solaris Healthcare East Orlando
250 South Chickasaw Trail, Orlando, FL 32825 • 4073803466
110 Certified Beds For profit - Limited Liability company CCN: 105783
5/5 CMS Rating
Westminster Baldwin Park
2653 Lake Baldwin Lane, Orlando, FL 32814 • 4076214100
40 Certified Beds Non profit - Corporation CCN: 106118
5/5 CMS Rating
Life Care Center Of Orlando
3211 Rouse Road, Orlando, FL 32817 • 4072811070
132 Certified Beds For profit - Corporation CCN: 105974
4/5 CMS Rating
Palm Garden Of Orlando
654 N Econlockhatchee Trail, Orlando, FL 32825 • 4072736158
132 Certified Beds For profit - Limited Liability company CCN: 105577
4/5 CMS Rating
Metro West Nursing And Rehab Center
5900 Westgate Drive, Orlando, FL 32825 • 4072968164
120 Certified Beds For profit - Limited Liability company CCN: 105868
4/5 CMS Rating
Hunters Creek Nursing And Rehab Center
14155 Town Loop Blvd, Orlando, FL 32837 • 4075412600
116 Certified Beds For profit - Limited Liability company CCN: 105987
4/5 CMS Rating
Conway Lakes Health & Rehabilitation Center
5201 Curry Ford Road, Orlando, FL 32812 • 4073848838
120 Certified Beds For profit - Partnership CCN: 105754
3/5 CMS Rating
Courtyards Of Orlando Care Center And Rehab
1900 Mercy Drive, Orlando, FL 32808 • 4072995404
120 Certified Beds For profit - Limited Liability company CCN: 105431
3/5 CMS Rating
Aviata At Rosewood
3920 Rosewood Way, Orlando, FL 32808 • 4072989335
120 Certified Beds For profit - Corporation CCN: 105480
3/5 CMS Rating
Avante At Orlando Inc
2000 North Semoran Boulevard, Orlando, FL 32807 • 4076715400
118 Certified Beds For profit - Corporation CCN: 106027
3/5 CMS Rating
Solaris Healthcare College Park
730 Courtland Street, Orlando, FL 32804 • 4079753800
108 Certified Beds For profit - Limited Liability company CCN: 106024
3/5 CMS Rating
Lotus Nursing And Rehabilitation Center
7950 Lake Underhill Road, Orlando, FL 32822 • 4076582046
180 Certified Beds For profit - Limited Liability company CCN: 105564
2/5 CMS Rating
Westminster Towers
70 West Lucerne Circle, Orlando, FL 32801 • 4078411310
120 Certified Beds Non profit - Corporation CCN: 105757
2/5 CMS Rating
Guardian Care Nursing & Rehabilitation Center
350 South John Young Parkway, Orlando, FL 32805 • 4072955371
120 Certified Beds Non profit - Corporation CCN: 105797
2/5 CMS Rating
Delaney Park Health And Rehabilitation Center
215 Annie Street, Orlando, FL 32806 • 4078414371
89 Certified Beds Non profit - Other CCN: 105791
2/5 CMS Rating
Orlando Health And Rehabilitation Center
830 West 29Th Street, Orlando, FL 32805 • 4078433230
391 Certified Beds Non profit - Other CCN: 105728
1/5 CMS Rating
Commons At Orlando Lutheran Towers
210 Lake Avenue, Orlando, FL 32801 • 4078727088
168 Certified Beds Non profit - Corporation CCN: 105731
1/5 CMS Rating
Rehabilitation Center Of Orlando
9311 S Orange Blossom Trl, Orlando, FL 32837 • 4078580455
120 Certified Beds For profit - Corporation CCN: 105471
1/5 CMS Rating
Alwyn C Cashe State Veterans Nursing Home
5255 Raymond St, Orlando, FL 32803 • 4077414614
112 Certified Beds Government - State CCN: 106151
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Orlando

The estimated median cost of assisted living in Orlando, FL is $6,210 per month ($74,520 per year), adjusted for Brevard County housing and income data.
A semi-private room in a skilled nursing facility in Orlando averages $9,600 per month, while a private room averages $10,810 per month.
In-home caregiver services in Orlando, FL average $35.05 per hour, or roughly $6,680 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Florida is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Florida Cities