2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Home › Delaware › Dover, DE

Senior Care & Assisted Living Costs in Dover, DE

2026 monthly care rates for Dover (Kent County), local Census affordability metrics, and 5 CMS-certified care facilities.

Assisted Living🏠
$5,660/mo
$67,920/yr
-9% vs U.S. avg
Memory Care🧠
$6,910/mo
$82,920/yr
-9% vs U.S. avg
In-Home Care🤝
$31.95/hr
$6,090/mo (44h/wk)
-9% vs U.S. avg
Nursing Home (Semi)🏥
$8,750/mo
Private: $9,860/mo
-9% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$5,660/mo
Memory Care$6,910/mo
Home Care$31.95/hr
Nursing Semi$8,750/mo
Nursing Priv$9,860/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $270k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Dover, DE

40.9 hrs/wk Break-even threshold

At Dover, DE's average caregiver rate of $31.95/hr, hiring in-home care equals the $5,660/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$2,769/mo

Saves $2,891/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$6,091 vs. $5,660/mo

Full-time home care costs $431/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$11,075/mo

Assisted Living saves $5,415/mo; Memory Care averages $6,910/mo.

Dover vs. Delaware & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Kent County economic indicators.

Dover, DE$5,660/mo
Delaware State Average$6,090/mo
U.S. National Median$6,200/mo

Kent County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $72,872/yr ($6,073/mo)
Median Home Value $290,600
Median Gross Rent $1,285/mo
Delaware Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Dover, DE

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Center At Eden Hill, Llc
300 Banning Street, Dover, DE 19904 • 3026777100
80 Certified Beds For profit - Limited Liability company CCN: 085057
5/5 CMS Rating
Complete Care At Silver Lake Llc
1080 Silver Lake Blvd, Dover, DE 19904 • 3027345990
120 Certified Beds For profit - Limited Liability company CCN: 085027
4/5 CMS Rating
Westminster Village Health
1175 Mckee Road, Dover, DE 19904 • 3027443527
75 Certified Beds Non profit - Corporation CCN: 085032
4/5 CMS Rating
Cadia Rehabilitation Capitol
1225 Walker Road, Dover, DE 19904 • 3027341199
120 Certified Beds For profit - Limited Liability company CCN: 085048
3/5 CMS Rating
Bay Terrace Rehabilitation And Health Center
889 South Little Creek Road, Dover, DE 19901 • 3026740566
85 Certified Beds For profit - Corporation CCN: 085019
3/5 CMS Rating

Frequently Asked Questions About Senior Care in Dover

The estimated median cost of assisted living in Dover, DE is $5,660 per month ($67,920 per year), adjusted for Kent County housing and income data.
A semi-private room in a skilled nursing facility in Dover averages $8,750 per month, while a private room averages $9,860 per month.
In-home caregiver services in Dover, DE average $31.95 per hour, or roughly $6,090 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Delaware is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Delaware Cities

Dover Afb, DE $5,660/mo Cheswold, DE $5,660/mo Camden Wyoming, DE $5,660/mo Magnolia, DE $5,660/mo Little Creek, DE $5,660/mo Woodside, DE $5,660/mo Viola, DE $5,660/mo Felton, DE $5,660/mo Kenton, DE $5,660/mo Frederica, DE $5,660/mo Smyrna, DE $5,660/mo Hartly, DE $5,660/mo