2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Home › Colorado › Longmont, CO

Senior Care & Assisted Living Costs in Longmont, CO

2026 monthly care rates for Longmont (Boulder County), local Census affordability metrics, and 5 CMS-certified care facilities.

Assisted Living🏠
$8,200/mo
$98,400/yr
+32% vs U.S. avg
Memory Care🧠
$10,000/mo
$120,000/yr
+32% vs U.S. avg
In-Home Care🤝
$46.29/hr
$8,830/mo (44h/wk)
+32% vs U.S. avg
Nursing Home (Semi)🏥
$12,670/mo
Private: $14,280/mo
+32% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$8,200/mo
Memory Care$10,000/mo
Home Care$46.29/hr
Nursing Semi$12,670/mo
Nursing Priv$14,280/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $664k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Longmont, CO

40.9 hrs/wk Break-even threshold

At Longmont, CO's average caregiver rate of $46.29/hr, hiring in-home care equals the $8,200/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$4,011/mo

Saves $4,189/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$8,825 vs. $8,200/mo

Full-time home care costs $625/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$16,046/mo

Assisted Living saves $7,846/mo; Memory Care averages $10,000/mo.

Longmont vs. Colorado & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Boulder County economic indicators.

Longmont, CO$8,200/mo
Colorado State Average$7,320/mo
U.S. National Median$6,200/mo

Boulder County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $102,772/yr ($8,564/mo)
Median Home Value $713,900
Median Gross Rent $1,893/mo
Colorado Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Longmont, CO

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Katherine And Charles Hover Green Houses
1425 Belmont Dr, Longmont, CO 80503 • 3037729292
48 Certified Beds Non profit - Corporation CCN: 065432
5/5 CMS Rating
Life Care Center Of Longmont
2451 Pratt St, Longmont, CO 80501 • 3037765000
187 Certified Beds For profit - Corporation CCN: 065282
3/5 CMS Rating
Mcintosh Care And Rehabilitation Center
1800 Stroh Pl, Longmont, CO 80501 • 3037766081
110 Certified Beds For profit - Limited Liability company CCN: 065226
3/5 CMS Rating
Peaks Care Center, The
1440 Coffman St, Longmont, CO 80501 • 3037762814
84 Certified Beds For profit - Limited Liability company CCN: 065189
3/5 CMS Rating
Accel At Longmont Health And Rehab, Llc
1960 S Fordham St, Longmont, CO 80503 • 7204942624
5 Certified Beds For profit - Limited Liability company CCN: 065429
Not Yet Rated

Frequently Asked Questions About Senior Care in Longmont

The estimated median cost of assisted living in Longmont, CO is $8,200 per month ($98,400 per year), adjusted for Boulder County housing and income data.
A semi-private room in a skilled nursing facility in Longmont averages $12,670 per month, while a private room averages $14,280 per month.
In-home caregiver services in Longmont, CO average $46.29 per hour, or roughly $8,830 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Colorado is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Colorado Cities

Hygiene, CO $8,200/mo Niwot, CO $8,200/mo Mead, CO $6,770/mo Berthoud, CO $7,270/mo Erie, CO $8,200/mo Boulder, CO $8,200/mo Firestone, CO $6,770/mo Lafayette, CO $8,200/mo Frederick, CO $6,770/mo Dacono, CO $6,770/mo Louisville, CO $8,200/mo Loveland, CO $7,270/mo