2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Home › Colorado › Evergreen, CO

Senior Care & Assisted Living Costs in Evergreen, CO

2026 monthly care rates for Evergreen (Jefferson County), local Census affordability metrics, and 1 CMS-certified care facilities.

Assisted Living🏠
$8,080/mo
$96,960/yr
+30% vs U.S. avg
Memory Care🧠
$9,860/mo
$118,320/yr
+30% vs U.S. avg
In-Home Care🤝
$45.61/hr
$8,700/mo (44h/wk)
+30% vs U.S. avg
Nursing Home (Semi)🏥
$12,490/mo
Private: $14,070/mo
+30% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$8,080/mo
Memory Care$9,860/mo
Home Care$45.61/hr
Nursing Semi$12,490/mo
Nursing Priv$14,070/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $562k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Evergreen, CO

40.9 hrs/wk Break-even threshold

At Evergreen, CO's average caregiver rate of $45.61/hr, hiring in-home care equals the $8,080/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$3,953/mo

Saves $4,127/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$8,696 vs. $8,080/mo

Full-time home care costs $616/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$15,810/mo

Assisted Living saves $7,730/mo; Memory Care averages $9,860/mo.

Evergreen vs. Colorado & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Jefferson County economic indicators.

Evergreen, CO$8,080/mo
Colorado State Average$7,320/mo
U.S. National Median$6,200/mo

Jefferson County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $107,800/yr ($8,983/mo)
Median Home Value $604,400
Median Gross Rent $1,792/mo
Colorado Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Evergreen, CO

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Life Care Center Of Evergreen
2987 Bergen Peak Dr, Evergreen, CO 80439 • 3036744500
120 Certified Beds For profit - Corporation CCN: 065276
4/5 CMS Rating

Frequently Asked Questions About Senior Care in Evergreen

The estimated median cost of assisted living in Evergreen, CO is $8,080 per month ($96,960 per year), adjusted for Jefferson County housing and income data.
A semi-private room in a skilled nursing facility in Evergreen averages $12,490 per month, while a private room averages $14,070 per month.
In-home caregiver services in Evergreen, CO average $45.61 per hour, or roughly $8,700 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Colorado is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Colorado Cities

Kittredge, CO $8,080/mo Idledale, CO $8,080/mo Indian Hills, CO $8,080/mo Conifer, CO $8,080/mo Morrison, CO $8,080/mo Golden, CO $8,080/mo Pine, CO $8,080/mo Bailey, CO $8,110/mo Black Hawk, CO $6,280/mo Central City, CO $6,280/mo Wheat Ridge, CO $8,080/mo Arvada, CO $8,080/mo