2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities
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Home › Colorado › Eagle, CO

Senior Care & Assisted Living Costs in Eagle, CO

2026 monthly care rates for Eagle (Eagle County), local Census affordability metrics, and 1 CMS-certified care facilities.

Assisted Living🏠
$8,590/mo
$103,080/yr
+39% vs U.S. avg
Memory Care🧠
$10,480/mo
$125,760/yr
+39% vs U.S. avg
In-Home Care🤝
$48.47/hr
$9,240/mo (44h/wk)
+39% vs U.S. avg
Nursing Home (Semi)🏥
$13,270/mo
Private: $14,950/mo
+39% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$8,590/mo
Memory Care$10,480/mo
Home Care$48.47/hr
Nursing Semi$13,270/mo
Nursing Priv$14,950/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $758k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Eagle, CO

40.9 hrs/wk Break-even threshold

At Eagle, CO's average caregiver rate of $48.47/hr, hiring in-home care equals the $8,590/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$4,200/mo

Saves $4,390/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$9,241 vs. $8,590/mo

Full-time home care costs $651/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$16,802/mo

Assisted Living saves $8,212/mo; Memory Care averages $10,480/mo.

Eagle vs. Colorado & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Eagle County economic indicators.

Eagle, CO$8,590/mo
Colorado State Average$7,320/mo
U.S. National Median$6,200/mo

Eagle County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $103,174/yr ($8,598/mo)
Median Home Value $814,700
Median Gross Rent $2,032/mo
Colorado Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Eagle, CO

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Castle Peak Senior Life And Rehabilitation
195 Freestone Rd, Eagle, CO 81631 • 9709892500
44 Certified Beds Non profit - Other CCN: 065420
5/5 CMS Rating

Frequently Asked Questions About Senior Care in Eagle

The estimated median cost of assisted living in Eagle, CO is $8,590 per month ($103,080 per year), adjusted for Eagle County housing and income data.
A semi-private room in a skilled nursing facility in Eagle averages $13,270 per month, while a private room averages $14,950 per month.
In-home caregiver services in Eagle, CO average $48.47 per hour, or roughly $9,240 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Colorado is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Colorado Cities

Wolcott, CO $8,590/mo Edwards, CO $8,590/mo Gypsum, CO $8,590/mo Avon, CO $8,590/mo Bond, CO $8,590/mo Burns, CO $8,590/mo Mc Coy, CO $8,590/mo Vail, CO $8,590/mo Meredith, CO $8,090/mo Basalt, CO $8,590/mo Minturn, CO $8,590/mo Woody Creek, CO $8,090/mo