2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Colorado Springs, CO

2026 monthly care rates for Colorado Springs (El Paso County), local Census affordability metrics, and 20 CMS-certified care facilities.

Assisted Living🏠
$6,970/mo
$83,640/yr
+12% vs U.S. avg
Memory Care🧠
$8,500/mo
$102,000/yr
+12% vs U.S. avg
In-Home Care🤝
$39.37/hr
$7,510/mo (44h/wk)
+13% vs U.S. avg
Nursing Home (Semi)🏥
$10,780/mo
Private: $12,150/mo
+13% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$6,970/mo
Memory Care$8,500/mo
Home Care$39.37/hr
Nursing Semi$10,780/mo
Nursing Priv$12,150/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $401k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Colorado Springs, CO

40.9 hrs/wk Break-even threshold

At Colorado Springs, CO's average caregiver rate of $39.37/hr, hiring in-home care equals the $6,970/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$3,412/mo

Saves $3,558/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$7,506 vs. $6,970/mo

Full-time home care costs $536/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$13,647/mo

Assisted Living saves $6,677/mo; Memory Care averages $8,500/mo.

Colorado Springs vs. Colorado & U.S. Averages

Monthly Assisted Living cost comparison adjusted for El Paso County economic indicators.

Colorado Springs, CO$6,970/mo
Colorado State Average$7,320/mo
U.S. National Median$6,200/mo

El Paso County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $87,470/yr ($7,289/mo)
Median Home Value $431,000
Median Gross Rent $1,609/mo
Colorado Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Colorado Springs, CO

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Life Care Center Of Colorado Springs
2490 International Cir, Colorado Springs, CO 80910 • 7196308888
121 Certified Beds For profit - Limited Liability company CCN: 065356
5/5 CMS Rating
Center At Centennial, The
3490 Centennial Blvd, Colorado Springs, CO 80907 • 7196858888
80 Certified Beds For profit - Corporation CCN: 065390
5/5 CMS Rating
The Center At Cordera
9208 Grand Cordera Pkwy, Colorado Springs, CO 80924 • 7195222000
80 Certified Beds For profit - Limited Liability company CCN: 065413
5/5 CMS Rating
Gardens, The
104 Lois Ln, Colorado Springs, CO 80904 • 7196352569
45 Certified Beds For profit - Limited Liability company CCN: 065198
5/5 CMS Rating
Advanced Health Care Of Colorado Springs
55 S Parkside Dr, Colorado Springs, CO 80910 • 7194184500
34 Certified Beds For profit - Limited Liability company CCN: 065407
5/5 CMS Rating
Brookdale Skyline
2365 Patriot Hts, Colorado Springs, CO 80904 • 7196675360
82 Certified Beds For profit - Corporation CCN: 065382
4/5 CMS Rating
Bear Creek Senior Living
1685 S 21St St, Colorado Springs, CO 80904 • 7193291774
45 Certified Beds For profit - Limited Liability company CCN: 065373
4/5 CMS Rating
Liberty Heights
12205 Gunstock Dr, Colorado Springs, CO 80921 • 7194819494
42 Certified Beds For profit - Limited Liability company CCN: 065305
4/5 CMS Rating
Fountain View Rehabilitation And Nursing Llc
2438 E Fountain Blvd, Colorado Springs, CO 80910 • 7194738000
118 Certified Beds For profit - Limited Liability company CCN: 065172
3/5 CMS Rating
Sunny Vista Living Center
2445 E Cache La Poudre St, Colorado Springs, CO 80909 • 7194718700
116 Certified Beds Non profit - Corporation CCN: 065254
3/5 CMS Rating
The Healthcare Resort Of Colorado Springs
2818 Grand Vista Cir, Colorado Springs, CO 80904 • 7196327000
97 Certified Beds For profit - Limited Liability company CCN: 065417
3/5 CMS Rating
Mountain View Post Acute
835 Tenderfoot Hill Rd, Colorado Springs, CO 80906 • 7195768380
180 Certified Beds For profit - Limited Liability company CCN: 065147
2/5 CMS Rating
Mount St Francis Nursing Center
7550 Assisi Hts, Colorado Springs, CO 80919 • 7195981336
110 Certified Beds Non profit - Corporation CCN: 065325
2/5 CMS Rating
Falcon Heights Rehabilitation And Nursing Llc
1795 Monterey Rd, Colorado Springs, CO 80910 • 7194717850
107 Certified Beds For profit - Limited Liability company CCN: 065168
2/5 CMS Rating
Springs Village Care Center
110 W Van Buren St, Colorado Springs, CO 80907 • 7194758686
91 Certified Beds For profit - Limited Liability company CCN: 065247
2/5 CMS Rating
Sundance Skilled Nursing And Rehabilitation
2612 W Cucharras St, Colorado Springs, CO 80904 • 7196327474
68 Certified Beds For profit - Limited Liability company CCN: 065152
2/5 CMS Rating
Medallion Post Acute Rehabilitation
1719 E Bijou St, Colorado Springs, CO 80909 • 7193814963
60 Certified Beds For profit - Corporation CCN: 065113
2/5 CMS Rating
Pikes Peak Post Acute
2719 N Union Blvd, Colorado Springs, CO 80909 • 7196361676
210 Certified Beds For profit - Corporation CCN: 065415
1/5 CMS Rating
Kiowa Hills Rehabilitation And Nursing, Llc
924 W Kiowa St, Colorado Springs, CO 80905 • 7196365221
83 Certified Beds For profit - Limited Liability company CCN: 065175
1/5 CMS Rating
Colonial Rehabilitation And Nursing, Llc
1340 E Fillmore St, Colorado Springs, CO 80907 • 7194731105
80 Certified Beds For profit - Limited Liability company CCN: 065225
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Colorado Springs

The estimated median cost of assisted living in Colorado Springs, CO is $6,970 per month ($83,640 per year), adjusted for El Paso County housing and income data.
A semi-private room in a skilled nursing facility in Colorado Springs averages $10,780 per month, while a private room averages $12,150 per month.
In-home caregiver services in Colorado Springs, CO average $39.37 per hour, or roughly $7,510 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Colorado is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Colorado Cities