2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Scottsdale, AZ

2026 monthly care rates for Scottsdale (Maricopa County), local Census affordability metrics, and 11 CMS-certified care facilities.

Assisted Living🏠
$6,860/mo
$82,320/yr
+11% vs U.S. avg
Memory Care🧠
$8,370/mo
$100,440/yr
+11% vs U.S. avg
In-Home Care🤝
$38.70/hr
$7,380/mo (44h/wk)
+11% vs U.S. avg
Nursing Home (Semi)🏥
$10,590/mo
Private: $11,940/mo
+11% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$6,860/mo
Memory Care$8,370/mo
Home Care$38.70/hr
Nursing Semi$10,590/mo
Nursing Priv$11,940/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $386k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Scottsdale, AZ

40.9 hrs/wk Break-even threshold

At Scottsdale, AZ's average caregiver rate of $38.70/hr, hiring in-home care equals the $6,860/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$3,354/mo

Saves $3,506/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$7,378 vs. $6,860/mo

Full-time home care costs $518/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$13,415/mo

Assisted Living saves $6,555/mo; Memory Care averages $8,370/mo.

Scottsdale vs. Arizona & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Maricopa County economic indicators.

Scottsdale, AZ$6,860/mo
Arizona State Average$6,170/mo
U.S. National Median$6,200/mo

Maricopa County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $85,518/yr ($7,127/mo)
Median Home Value $414,700
Median Gross Rent $1,587/mo
Arizona Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Scottsdale, AZ

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Plaza Healthcare
1475 North Granite Reef Road, Scottsdale, AZ 85257 • 4809901904
179 Certified Beds For profit - Limited Liability company CCN: 035084
5/5 CMS Rating
Osborn Health And Rehabilitation
3333 North Civic Center Plaza, Scottsdale, AZ 85251 • 4809941333
130 Certified Beds For profit - Corporation CCN: 035076
5/5 CMS Rating
Shea Post Acute Rehabilitation Center
11150 North 92Nd Street, Scottsdale, AZ 85260 • 4808601766
120 Certified Beds For profit - Corporation CCN: 035105
5/5 CMS Rating
Advance Health Care Of Scottsdale
9846 North 95Th Street, Scottsdale, AZ 85258 • 4802144200
38 Certified Beds For profit - Corporation CCN: 035268
5/5 CMS Rating
Vi At Grayhawk, A Vi And Plaza Companies Community
7501 East Thompson Peak Parkway, Scottsdale, AZ 85255 • 4803613200
36 Certified Beds For profit - Partnership CCN: 035272
5/5 CMS Rating
Life Care Center Of Scottsdale
9494 East Becker Lane, Scottsdale, AZ 85260 • 4808606396
132 Certified Beds For profit - Limited Liability company CCN: 035143
4/5 CMS Rating
Heritage Court Post Acute Of Scottsdale
3339 North Drinkwater Boulevard, Scottsdale, AZ 85251 • 4809495400
108 Certified Beds For profit - Corporation CCN: 035083
3/5 CMS Rating
Sante Of North Scottsdale
17490 North 93Rd Street, Scottsdale, AZ 85255 • 4805885386
72 Certified Beds For profit - Limited Liability company CCN: 035286
3/5 CMS Rating
Haven Of Scottsdale
3293 North Drinkwater Boulevard, Scottsdale, AZ 85251 • 4809477443
56 Certified Beds For profit - Limited Liability company CCN: 035059
2/5 CMS Rating
Vi At Silverstone, A Vi And Plaza Companies Commun
22605 North 74Th Street, Scottsdale, AZ 85255 • 4804786200
24 Certified Beds For profit - Corporation CCN: 035281
2/5 CMS Rating
Rehab At Scottsdale Village Square
2620 North 68Th Street, Scottsdale, AZ 85257 • 4809466571
141 Certified Beds For profit - Limited Liability company CCN: 035217
Not Yet Rated

Frequently Asked Questions About Senior Care in Scottsdale

The estimated median cost of assisted living in Scottsdale, AZ is $6,860 per month ($82,320 per year), adjusted for Maricopa County housing and income data.
A semi-private room in a skilled nursing facility in Scottsdale averages $10,590 per month, while a private room averages $11,940 per month.
In-home caregiver services in Scottsdale, AZ average $38.70 per hour, or roughly $7,380 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Arizona is $2,901 per individual applicant.

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