2026 National Senior Care Cost Index • Updated with U.S. Census ACS & CMS Medicare Data Covering 51 States & DC • 29,639 Cities • 14,676 CMS Facilities

Senior Care & Assisted Living Costs in Anchorage, AK

2026 monthly care rates for Anchorage (Anchorage County), local Census affordability metrics, and 3 CMS-certified care facilities.

Assisted Living🏠
$6,880/mo
$82,560/yr
+11% vs U.S. avg
Memory Care🧠
$8,390/mo
$100,680/yr
+11% vs U.S. avg
In-Home Care🤝
$38.82/hr
$7,400/mo (44h/wk)
+11% vs U.S. avg
Nursing Home (Semi)🏥
$10,630/mo
Private: $11,980/mo
+11% vs U.S. avg

2026 Long-Term Care Financial & Runway Simulator

Models eldercare inflation, home equity liquidation fees (7%), income offsets & Medicaid spend-down rules.

1. Select Care Setting & Schedule
Assisted Living$6,880/mo
Memory Care$8,390/mo
Home Care$38.82/hr
Nursing Semi$10,630/mo
Nursing Priv$11,980/mo
Planning Horizon 3 Years (36 mos)
Average U.S. assisted living stay: 28–36 mos
Annual Care Inflation 4.0% / yr
Historical eldercare inflation: 3.5%–4.5%/yr
2. Monthly Income & Insurance Offsets
Social Security & Pension ($/mo)
LTC Insurance / VA Benefit ($/mo)
VA Aid & Attendance up to $2,358/mo
3. Capital & Home Equity Reserves
Liquid Savings & IRA ($)
Home Value / Equity ($) Net: $350k
Auto-deducts 7% realtor & closing costs
Total Projected Care Cost
$0
Year 1 → Year 3
Net Out-of-Pocket Gap
$0
Initial monthly shortfall: $0/mo
Annual Care Cost vs. Remaining Capital End Balance: $0
Annual Care Cost (Inflation-Adjusted) Remaining Net Capital
2026 Cost Crossover Analysis

Home Care vs. Assisted Living Break-Even Point in Anchorage, AK

40.9 hrs/wk Break-even threshold

At Anchorage, AK's average caregiver rate of $38.82/hr, hiring in-home care equals the $6,880/mo cost of Assisted Living at exactly 40.9 hours per week (~5.8 hrs/day).

Part-Time Care (15 hrs/wk) Crossover: 40.9 hrs/wk 24/7 Shifts (168 hrs/wk)
Home Care Cheaper 20 hrs/wk at Home
$3,364/mo

Saves $3,516/mo vs. Assisted Living (excludes home mortgage/utilities).

Full-Time Benchmark (44h/wk) 44 hrs/wk vs. Assisted Living
$7,401 vs. $6,880/mo

Full-time home care costs $521/mo more than Assisted Living (where meals & utilities are included).

Facility Cheaper 80+ hrs/wk (Day + Night)
$13,457/mo

Assisted Living saves $6,577/mo; Memory Care averages $8,390/mo.

Anchorage vs. Alaska & U.S. Averages

Monthly Assisted Living cost comparison adjusted for Anchorage County economic indicators.

Anchorage, AK$6,880/mo
Alaska State Average$6,380/mo
U.S. National Median$6,200/mo

Anchorage County Economic Context (U.S. Census)

Official ACS 5-Year benchmarks used to model local care affordability (see methodology).

Median Household Income $98,152/yr ($8,179/mo)
Median Home Value $375,900
Median Gross Rent $1,453/mo
Alaska Medicaid Limit (2026) $2,901/mo

CMS-Certified Senior Care & Nursing Facilities in Anchorage, AK

Official Medicare provider registry showing certified bed capacity, ownership structure, and CMS 5-star quality ratings.

Polaris Transitional Care
910 Compassion Circle, Anchorage, AK 99504 • 9072129200
50 Certified Beds For profit - Limited Liability company CCN: 025018
3/5 CMS Rating
Polaris Extended Care
920 Compassion Circle, Anchorage, AK 99504 • 9072129200
96 Certified Beds For profit - Limited Liability company CCN: 025036
2/5 CMS Rating
Centennial Post Acute
9100 Centennial Drive, Anchorage, AK 99504 • 9073338100
102 Certified Beds For profit - Corporation CCN: 025025
1/5 CMS Rating

Frequently Asked Questions About Senior Care in Anchorage

The estimated median cost of assisted living in Anchorage, AK is $6,880 per month ($82,560 per year), adjusted for Anchorage County housing and income data.
A semi-private room in a skilled nursing facility in Anchorage averages $10,630 per month, while a private room averages $11,980 per month.
In-home caregiver services in Anchorage, AK average $38.82 per hour, or roughly $7,400 per month for 44 hours of weekly care.
For 2026, the standard monthly income cap for Medicaid nursing home and HCBS waiver eligibility in Alaska is $2,901 per individual applicant.

Compare Senior Care Costs in Nearby Alaska Cities